A pawn loan allows you to borrow money by using your valuable item as collateral. Bring your item in, we’ll appraise it, and give you a cash loan on the spot. Repay the loan and interest, and you get your item back — no credit checks required.

We accept jewelry, gold, watches, coins, firearms, electronics, tools, musical instruments, and designer handbags. Every item is evaluated for authenticity and value.

Yes! If you prefer cash outright, we also purchase items directly. Our team will make you a fair offer whether you want to pawn or sell.

If you can’t repay your loan in full by the due date, you can extend it by paying only the interest. This renews your loan for another 30 days without losing your item.

Absolutely. All pawned items are kept in a secure, insured storage area out of public view, and we ensure they are returned in the same condition.

Yes! Take advantage of our 10-10-10 layaway plan — put 10% down, make 10% monthly payments, and pay over time with no interest.

Dynamite Pawn & Jewelry proudly serves Virginia with locations in Madison Heights and Rocky Mount. Visit our Contact Page for store hours and directions.

Loan amounts are based on the appraised value, condition, and resale demand of your item. We use research tools and market data to ensure you receive a fair and competitive offer.

Yes! You can have multiple pawn loans with us at the same time. Many customers choose to pawn more than one item depending on their needs.

Yes! You can browse and buy directly from our online store. Check our website for the latest inventory and deals.